Do we need to change our agency management system?

The systems are built around the AMS you already run, whether Applied Epic, AMS360, HawkSoft, EZLynx or another platform, and read from and write back to it. The evaluation confirms how before anything is built.

Is our client data safe?

Everything runs in your own cloud account and reads your data in place. The model and data retention terms are agreed with you during the build, and we're happy to sign an NDA before you share anything sensitive.

Why not buy a separate product for commission reconciliation, policy checking and submissions?

One or two products are sometimes the right answer, but three or four stitched together usually cost more than they appear to. The roadmap we built for a top-50 P&C brokerage is saving the firm millions of dollars in vendor fees it did not need to pay.

Is there an agency size below which this does not make sense?

If your volumes are low, a packaged product or managed service will usually cost less than a custom build, and we will tell you so on the first call.

AI for insurance agencies and brokerages, built around the AMS you already run.

Bluegrass builds production AI systems for retail insurance agencies and brokerages that take over the document work between client and carrier. Each system runs in your own cloud account, connects to your agency management system and belongs to you.

Much of the AI marketed to agencies is a chatbot or answering service that rarely touches the account team's work. The systems that change an agency's economics usually read carrier documents accurately and write the results back into the AMS.

Talk to an engineer How the evaluation works

Where an agency's time goes

Service requests

Certificates, endorsement requests, policy changes and the questions that follow them arrive all day and interrupt everything else.

Renewals

Every renewal means a new submission, quotes to compare and a proposal to build, often for dozens of accounts in the same month.

Policy checking

Bound policies should be checked against what was quoted and bound, and in a busy season the check is often the first thing to slip.

Accounting

Direct bill commission statements from every carrier have to be matched, posted and chased, and unmatched items accumulate in suspense.

What we build for insurance agencies and brokerages

Policy checking

Bound policies compared with the quote, application and prior term, with every discrepancy listed for an account manager before the client finds it.

Direct bill commission reconciliation

Carrier commission statements read in any format, matched to policies in your AMS and posted to its ledger, with only the exceptions left for accounting.

Certificate of insurance automation

COI requests read from the inbox, checked against the holder's requirements and the policy on file and issued, with every exception routed to a person.

Submission preparation

ACORD forms, narratives and exposure schedules built from the client file and packaged for each market's appetite, ready for a producer to review and send.

Insurance quote comparison

Carrier quotes read in any format and laid onto one grid, with coverage differences, sublimits and exclusions that decide a placement brought to the top.

Insurance proposal generation

Client-ready proposals assembled from carrier quotes, your AMS data and your own templates, with every figure traceable to the document it came from.

Appetite matching

Each risk checked against the appetite of every market you place with, held as structured rules rather than outdated PDFs, so it goes to the markets that fit.

Renewal preparation

Renewal files assembled ahead of time, with expiring terms, loss history and changes in exposure gathered before the account manager starts.

Built around the AMS you already run

Including Applied Epic, Vertafore AMS360, Sagitta, BenefitPoint and QQCatalyst, HawkSoft, EZLynx and Momentum AMS. Product names and logos are the trademarks of their owners, and Bluegrass is independent of every vendor shown.

These are examples of what we can build for insurance agencies and brokerages. Pick one up as-is, have it tailored to you or suggest something entirely new.

Talk to an engineer

Where to start

We recommend starting with one workflow where volume is high and the rules are clear, such as policy checking, certificates or commission reconciliation. The others build on the same foundation once it is in production.

The 4-week Opportunity Evaluation tests that choice against your real volumes before anything is built and says so if a packaged product would serve you better.

What the evaluation includes

Questions and answers for insurance agencies and brokerages

Do we need to change our agency management system?: The systems are built around the AMS you already run, whether Applied Epic, AMS360, HawkSoft, EZLynx or another platform, and read from and write back to it. The evaluation confirms how before anything is built.
Is our client data safe?: Everything runs in your own cloud account and reads your data in place. The model and data retention terms are agreed with you during the build, and we're happy to sign an NDA before you share anything sensitive.
Why not buy a separate product for commission reconciliation, policy checking and submissions?: One or two products are sometimes the right answer, but three or four stitched together usually cost more than they appear to. The roadmap we built for a top-50 P&C brokerage is saving the firm millions of dollars in vendor fees it did not need to pay.
Is there an agency size below which this does not make sense?: If your volumes are low, a packaged product or managed service will usually cost less than a custom build, and we will tell you so on the first call.

Key terms

A senior team that has done this before

We are a small, entirely senior team with fifty years of combined AI engineering, multiple granted patents and Y Combinator founders, from Yale, MIT, McKinsey, Goldman Sachs, Microsoft and Vista Equity Partners. The people who scope your work are the people who write the code.

Selected work

We built the AI transformation roadmap for a top-50 P&C brokerage, and it is saving the firm millions of dollars in vendor fees it did not need to pay.

Clients include some of the largest banks, RIAs, fintechs and AI labs, as well as a top-3 P&C carrier, a top-10 P&C brokerage, a top-5 trucking brokerage, a leading specialty MGA and a leading trucking MGA.

We run only 3 to 5 engagements at a time, so that every client works directly with the senior team.

About the team

Dozens: of insurance companies, RIAs, banks and fintechs we have worked with
50 yrs: combined AI engineering experience
10+ Patents: granted to members of the team
100%: of the IP we build is assigned to you

Tell us which workflow costs your team the most time.

A 30-minute call with an engineer usually shows whether something is worth building. Within a week you will have a free written point of view on the two or three opportunities we think are real and what each is worth.

Talk to an engineer All the systems we build