AI for insurance, from the agency's AMS to the reinsurer's bordereaux.
Bluegrass builds production AI systems for insurance agencies, brokerages, MGAs, carriers, reinsurers and TPAs, from policy checking and commission reconciliation to submissions and bordereaux. Each system runs in your own cloud account and belongs to you.
We have worked with dozens of insurance companies, including a top-3 P&C carrier and a top-10 P&C brokerage. We already know the documents and where these projects tend to fail, so the first weeks go to your opportunity.
The insurance businesses we build for
What we build for insurance businesses
Underwriting assistants
Assistants that gather the file, apply your guidelines and draft the referral or the quote rationale, with every statement linked to its source.
Claims file summarization
Claim files summarized as they grow, so that an adjuster, a supervisor or a client can see the current position without rereading every note.
Appetite and market matching
Each risk checked against every market's or program's appetite, held as structured rules rather than outdated PDFs, so it goes where it fits.
Built around the AMS you already run
Including Applied Epic, Vertafore AMS360, Sagitta, BenefitPoint and QQCatalyst, HawkSoft, EZLynx and Momentum AMS. Product names and logos are the trademarks of their owners, and Bluegrass is independent of every vendor shown.
These are examples of what we can build for insurance businesses. Pick one up as-is, have it tailored to you or suggest something entirely new.
Talk to an engineerWhere to start
The best first system has high volume, clear rules and decisions your people already make, so its accuracy can be measured. That usually means policy checking for an agency, submission intake for an MGA, triage for a carrier and data normalization for a reinsurer or TPA.
The 4-week Opportunity Evaluation tests that choice on your own documents and volumes before anything is built and says so if a packaged product would serve you better.
Questions and answers for insurance businesses
- Is insurance still a focus now that you work across financial services?
- Insurance remains a core focus: we have worked with dozens of insurance companies, including a top-3 P&C carrier. The hard parts, such as reading documents exactly and keeping an audit trail, are shared across financial services, so methods proven in one industry carry over.
- Which agency management and policy administration systems do you work with?
- We build around the platforms you already run, from agency management systems such as Applied Epic, AMS360, HawkSoft and EZLynx to carrier and MGA policy administration and claims systems. The evaluation confirms how they connect before anything is built.
A senior team that has done this before
We are a small, entirely senior team with fifty years of combined AI engineering, multiple granted patents and Y Combinator founders, from Yale, MIT, McKinsey, Goldman Sachs, Microsoft and Vista Equity Partners. The people who scope your work are the people who write the code.
Selected work
We built the AI transformation roadmap for a top-50 P&C brokerage, and it is saving the firm millions of dollars in vendor fees it did not need to pay.
Clients include some of the largest banks, RIAs, fintechs and AI labs, as well as a top-3 P&C carrier, a top-10 P&C brokerage, a top-5 trucking brokerage, a leading specialty MGA and a leading trucking MGA.
We run only 3 to 5 engagements at a time, so that every client works directly with the senior team.
About the team- Dozens
- of insurance companies, RIAs, banks and fintechs we have worked with
- 50 yrs
- combined AI engineering experience
- 10+ Patents
- granted to members of the team
- 100%
- of the IP we build is assigned to you
Tell us which workflow costs your team the most time.
A 30-minute call with an engineer usually shows whether something is worth building. Within a week you will have a free written point of view on the two or three opportunities we think are real and what each is worth.



