AI systems for financial services, built for your business and owned by it.
Each system takes over a specific piece of review and document work, runs in your own cloud account and belongs to you. They share one foundation, so each new system builds on the last.
Here are examples of some things we can build. Pick them up as-is, have them tailored to you or suggest something entirely new.
AML alert investigations
Transaction monitoring alerts investigated with the customer's profile and activity gathered and the rationale drafted, and SAR narratives prepared for the cases that escalate.
KYC, KYB and EDD reviews
Onboarding exceptions, business customers, enhanced due diligence and periodic refreshes prepared from the documents, with every discrepancy set out for an analyst.
Sanctions screening review
Name, payment and adverse media screening hits reviewed against the customer's own identifiers, with false positives cleared on a written rationale and possible matches escalated.
Fraud and dispute reviews
Fraud cases, claims and payment disputes reviewed with the evidence gathered and every deadline tracked, and decisions and customer letters drafted for approval.
Third-party risk management
Vendor and fintech partner due diligence read against your standards and the guidance that applies, with gaps, follow-up requests and the assessment drafted for review.
Loan file and funding review
Loan files indexed, income calculated, conditions and stips checked and dealer funding packages reviewed against the approval, with every finding linked to its page.
Servicing and collections
Borrower calls, texts and emails handled within your procedures and the law, with payments and arrangements set up and everything else handed to your staff.
Borrower disputes and complaints
Credit reporting disputes, mortgage notices of error, payment chargebacks and complaints investigated from the account record and answered before their deadlines.
Total-loss and GAP claims
Claims on financed vehicles worked from the notice of loss to the lien release, with valuations checked, GAP claims filed and add-on refunds collected.
Servicing compliance review
Every servicing and collections call, message and account event checked against federal, state and your own rules, with complaints captured and findings routed for remediation.
Financial spreading and credit memos
Financial statements, tax returns and property operating statements spread into your template, and the credit memo drafted from the spread, the request and the relationship.
CRE underwriting documents
Rent rolls, operating statements and leases read into your underwriting model, and appraisals and third-party reports checked against your requirements before closing.
Construction draw review
Draw requests checked against the budget, the inspector's report, invoices and lien waivers, with every exception listed before funds are released.
Covenant and portfolio monitoring
Compliance certificates, borrowing bases, borrower financials and property reports read as they arrive, covenants tested and annual reviews drafted for the credit team.
Commercial loan closing
Closing checklists tracked and loan documents compared with the credit approval; title, survey, insurance and entity documents reviewed against your requirements.
Meeting preparation and follow-up
A brief before every client meeting and, afterward, the notes, CRM updates, tasks and follow-up email drafted for the advisor to approve.
Account opening and transfers
Account and transfer forms prepared from what clients have told you and checked against each custodian's rules, so fewer come back not in good order.
Client document extraction
Statements, tax returns, estate documents and policies read into the CRM and planning software, with every figure linked to the page it came from.
Client service requests
Client emails and requests read, answered from your records and prepared for operations, with every request to move money verified by a person.
Growth opportunities and outreach
Held-away assets, life events and planning gaps found in what clients have told you, with outreach to clients and prospects drafted for advisor approval.
Marketing and communications review
Advertisements, websites, social posts and client communications checked against the SEC's marketing rule and your policies, with each issue explained for the compliance officer.
Policy checking
Bound policies compared with the quote, application and prior term, with every discrepancy listed for an account manager before the client finds it.
Direct bill commission reconciliation
Carrier commission statements read in any format, matched to policies in your AMS and posted to its ledger, with only the exceptions left for accounting.
Certificate of insurance automation
COI requests read from the inbox, checked against the holder's requirements and the policy on file and issued, with every exception routed to a person.
Insurance proposal generation
Client-ready proposals assembled from carrier quotes, your AMS data and your own templates, with every figure traceable to the document it came from.
Insurance quote comparison
Carrier quotes read in any format and laid onto one grid, with coverage differences, sublimits and exclusions that decide a placement brought to the top.
Submission preparation
ACORD forms, narratives and exposure schedules built from the client file and packaged for each market's appetite, ready for a producer to review and send.
Submission intake and clearance
Broker submissions read from the inbox, cleared, checked against appetite and turned into structured data, so that underwriters start from a complete file.
Bordereaux automation
Premium and claims bordereaux produced, validated and reconciled, for MGAs that send them and for carriers and reinsurers that receive them.
What we build in each industry
A senior team that has done this before
We are a small, entirely senior team with fifty years of combined AI engineering, multiple granted patents and Y Combinator founders, from Yale, MIT, McKinsey, Goldman Sachs, Microsoft and Vista Equity Partners. The people who scope your work are the people who write the code.
Selected work
We built the AI transformation roadmap for a top-50 P&C brokerage, and it is saving the firm millions of dollars in vendor fees it did not need to pay.
Clients include some of the largest banks, RIAs, fintechs and AI labs, as well as a top-3 P&C carrier, a top-10 P&C brokerage, a top-5 trucking brokerage, a leading specialty MGA and a leading trucking MGA.
We run only 3 to 5 engagements at a time, so that every client works directly with the senior team.
About the team- Dozens
- of insurance companies, RIAs, banks and fintechs we have worked with
- 50 yrs
- combined AI engineering experience
- 10+ Patents
- granted to members of the team
- 100%
- of the IP we build is assigned to you
Find out which of these should come first.
The first call is for exactly that, and within a week you will have a free written point of view on the two or three opportunities we think are real and what each is worth.